If you’ve been in a car accident, you’ll have a lot to think about: How did it happen? Was it your fault or the other driver’s? Are you injured? What about your passengers? Should you call 9-1-1? Is your car drivable? Is it totaled?
But amidst all of the questions, one of the most important things you can do is ask the police to come to the accident scene—even if your accident is only minor. Not only can they help keep you and your vehicles safe from oncoming traffic, they can assess the accident scene and create a police report. This report is an invaluable document that can sway the results of insurance claims and legal processes.
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What Goes Into a Police Report?
A police report is a formal document prepared by law enforcement officers who respond to the scene of a car accident. These reports typically contain critical details such as the date, time, and location of the accident, names of involved parties, vehicle information, witness statements, documentation of citations issued, and a preliminary assessment of fault.
In some cases, the report may also include diagrams, photos of the scene, and statements from both drivers and passengers.
Why Police Reports Matter
1. Objective Documentation
Police reports offer an objective account of the accident. Unlike statements made by those involved in the wreck, which can be influenced by emotions or personal interests, a police report represents a neutral, third-party assessment.
2. Evidence for Insurance Claims
Insurance companies rely heavily on police reports when assessing claims related to car accidents. The detailed and objective information provided in these reports helps insurers determine the validity of claims, establish fault, and calculate compensation.
Without a police report, claimants may find it challenging to prove the extent of damages or the circumstances leading to the accident, potentially resulting in reduced compensation or denied claims.
3. Evidence for Legal Proceedings
In the event that a car accident leads to a lawsuit, a police report can serve as an essential piece of evidence. Police reports often include witness statements and officer observations that can strengthen a legal case. Courts consider police reports as credible documentation that can corroborate or dispute the testimonies of involved parties.
Do I Need a Police Report for a Minor Car Accident?
Yes. What looks like a minor car accident may be less minor than you think. Even seemingly small jolts can cause significant injuries like TBIs and whiplash, and your car damages could add up to more than you are expecting.
It’s always best to get a police report. If you don’t, there’s no going back later. But if you do, you have an official record that could make all the difference for your insurance or legal claim.
Will My Insurance Company Get a Copy of the Police Report?
Yes, insurance companies typically request a copy of the police report to assess the details of the accident and determine fault.
Can I Challenge the Information in the Police Report?
Because police reports are created by human beings, they are subject to errors. After you get the report, check the following:
- Date, time, and location of the accident
- Identification of involved parties and vehicles
- Description of damages and injuries
- Statements from witnesses and involved parties
- Any citations or violations issued
- Officer’s observations and preliminary fault assessment
If you find inaccuracies in the police report, contact the officer or department that filed the report and provide evidence to support your claim for corrections. A car accident injury lawyer can help you with this process.
How Long Does It Take to Get a Police Report?
This can vary depending on the department and how busy they are at any given time. Police reports typically require a few days to a couple of weeks.
What if the Other Driver Does Not Want to Call the Police?
You should still insist on calling the police. Otherwise, you will have no official record to substantiate your insurance claim or legal claim.
Does a Police Report Determine Who Is at Fault?
While a police report includes the officer’s observations and may suggest fault, the final determination is typically made by the insurance companies and, if necessary, the courts.
How Do I Request a Police Report
1. At the Scene
If you are involved in a car accident and you or someone else calls the police to the scene, you can request a copy of the report from the responding officer. In some areas, you might be given a report number or instructions on how to obtain the report once it’s filed.
2. Online or In-Person
You can typically request a police report online through the law enforcement agency’s website or in person at the police department. Note that there may be a fee for obtaining a copy of the report. Make sure to have key information on hand, such as the report number and the date and location of the accident.
Conclusion
Details of car accidents get fuzzy in people’s memories over time. Some drivers dishonestly change their stories. Witnesses get the facts wrong or are unwilling to share their accounts. But the police report can stand as a pillar of truth and accuracy. It can objectively lock in the details of the crash in writing and serve as the evidence that can help you get the appropriate compensation for your financial losses (medical bills, missed wages, property damages, etc.)
If you need help obtaining a police report or establishing the facts of your car accident, contact our car wreck lawyers serving the greater Las Vegas area (to include Summerlin, North Las Vegas, and Henderson).
Infographic
If you’re in a car accident, call the police, even for minor incidents. They can ensure safety, assess the scene, and provide a police report, which is crucial for insurance claims. Read on for more information in this infographic.
