It may be a Saturday morning hobby, or your primary method of transportation. Or, you may just find one tied with festive ribbons under the tree this week. However you use your bicycle, the truth of the matter is that you’re in danger of a collision. In fact, experienced cyclists experience a crash of some sort an average of once every 8,000 miles.
The scene of a bicycle collision can be a confusing one for a cyclist. You may not immediately know whether you have sustained any injuries to your bicycle or person. However, it’s safest to assume that you have, according to CommutebyBike.com.
Be prepared for the worst by knowing how to react in a bicycle accident. First, obtain the driver’s information. Regardless of whether either of you are harmed, collect complete and accurate information including the driver’s name, address, phone number, license number, insurance company and policy number, as well as the vehicle license number.
Secondly, call the police. Though the accident may not warrant a report or investigation, cover your bases by getting the police involved immediately. This is especially imperative if you are injured or the driver refuses to give you identification or information.
Thirdly, always seek medical attention. Your injuries may not be readily apparent, so ask for a thorough examination from a doctor.
You may also want to document the accident using photographs and jotting down notes. Snap photos of skid marks or glass or anything else that may provide evidence of the accident. Then, file an insurance claim. Although there are many uninsured motorists on the road, often, if you have automobile insurance, your policy will cover you while you’re cycling.
Looks like you’re ready for that holiday surprise.